Get The Facts Make A Plan
Do you want to buy a house, but you’re scared of the commitment? There may be many reasons why people are afraid of making a commitment to home ownership, but in my experience it is usually the money. Buyers will look at houses on line some will even go driving around looking at homes being held open on Sunday afternoon. They will stay up at night calculating and recalculating how many lunches they will have to pack instead of going out with the gang.
Before getting all wound up and losing sleep over the unknown, which is usually what stops people from moving forward with any big decision, get the facts! Talk to a lender. If you let them know what your lifestyle is and what you are trying to accomplish they can usually suggest a loan product that will fit your needs. If asked, they can help you with realistic calculations that will help you to formulate a plan.
Whatever the situation is, getting the facts and having a plan can give you the perspective you need in realizing the dream of home ownership. The plan may end up being you need to save a little more money or you have a few credit issues you have to clean up. The point is you will know exactly what you need to do. It may be you are ready to buy. If that’s the case, the lender will arm you with a pre-approval letter showing that you are a ready, willing, and able buyer!
Now that the finance part of the plan is in place you will want to talk to a realtor. A good realtor will help you with your plan. They will seek to understand what you want in your home and what you need in your home. They will familiarize you with the market place and show you homes available in your price range. They will explain the buying process and walk you through that process. Once you choose a home your realtor will negotiate on your behalf and help you realize the dream of homeownership.
I am a realtor at Prudential Lucien Realty.